Sign in with your insurer or ops key to open the console.
Live portfolio risk, driver scoring, fleet and route benchmarks, and incident telemetry from the Cosmos-TaxiU blackbox network — built for underwriting and claims.
Event totals across the insured book · exposure-normalised frequency (harsh / 100 km) is shown per driver below.
Methodology. Risk index 0–100 (high-risk share + harsh & overspeed per 100 km). Premium loading = risk index × 0.4. Bands by behavioural score — preferred ≥ 80 · standard ≥ 60 · high < 60. Mean loading is the average per-driver loading within the band; “—” marks a band with no exposure. Tune these in Actuarial settings. schema aios.taxiu.insurer/1
| Plate | Driver | Fleet | Score | Km | Harsh/100km | Loading | Risk band |
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Click a driver for score history and incident detail. Harsh / 100 km is exposure-normalised frequency — loss / severity pending claims data.
| Fleet | Vehicles | Exposure km | Avg score | Risk index | Loading |
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| Route | Vehicles | Avg score | Risk index | Loading |
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Get a signed POST to your endpoint on every new incident.
Deliveries carry X-AIOS-Signature: sha256=HMAC(secret, raw body) — verify it against the raw request body before trusting a payload.
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The pricing dials, in the actuary's hands. These are the single source for premium loading, risk-band cutoffs and credibility — read live by the portfolio above, the Ops actuarial pack and the underwriting reports, so nothing drifts. The settings that produce the score (speed limits, harsh thresholds, zones) live in Ops › Rules & alerts.
Advisory loading % = risk index × this factor. Default 0.4.
Below Standard = High-risk. Standard must sit below Preferred.