Cosmos-TaxiU Underwriting

For the insurer / underwriting team — scoring rules, exposure & risk. Taxi owners use the Owner dashboard.

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Cosmos-TaxiUOps Console
Operate
Analytics
Moat
🏛 Insurer boardroom ↗
Reports
📊 Reports / Underwriting feed 🚐 Owner / assoc. 🔥 Risk heatmap 📥 Bulk onboard 📡 Live map
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Overview

Vehicles
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Fleet health

Live safety distribution across the fleet.

🔧 Service due

Units flagged for a manual hardware check.

Nothing needs service.

🚛 Fleets

A fleet is a group of vehicles — onboard operator fleets in /aios/team to grow this list.

FleetVehiclesOnlineAvg safety scoreActions
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➕ Register a blackbox

Issue a device its one-time token — it streams to the live fleet immediately.

Devices

PlateStatusSafety scoreDistanceActions
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🔍 Open Vehicle Manager

🗺 Operational zones

Design zones on the gated builder canvas (parking · restricted · operational + radius & speed rule), then import them to govern live fleet scoring. Restricted zones cap at 30 km/h. Public play can't touch this canvas.

ZoneTypeCentre (lat, lon)RadiusLimit
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🗺 Open zone builder

📊 Actuarial risk pack

Portfolio behavioural exposure for underwriting — severity-weighted, driver-level loss indicators.

Portfolio risk
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Event exposure

Fleet-wide event counts, most severe first.

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Risk concentration

Where portfolio loss is likely to sit.

Driver loss indicators

Worst-first. Harsh events per 100 km normalises exposure; accident & violence are the high-severity loss drivers.

#Driver / plateBandSafetyExposureHarsh /100kmAccidentViolenceHarsh brk
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📍 Beacons & zones editor

Draw CONTROL zones (dashed — govern live fleet scoring) and RIDER beacons (solid — public-facing points) on the map, tune them below, then save the full set.

Click a shape to select its row below.

Zones & beacons

Dashed outline = control zone (scoring). Solid fill = rider-facing beacon.

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📈 Report builder

Pull any metric, grouped any way, straight from the live fleet ledger.

Choose a source and run a report.

🚕 Rides

Ride-session aggregate — active vs ended, over time or by vehicle.

GroupRides
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⚙ Scoring rules

Thresholds that drive live safety scoring.

Alert triggers

📡 Alert routing

Security / company dispatch receives a JSON POST per alert when the webhook is on.

🚨 Live alert stream

Polls every ~8s while this tab is open.

TimeSeverityTypePlateDetailSpeed
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🛣 Street speed limits

A vehicle is judged against the real street limit where it's loaded — a drawn zone overrides it.

Load limits

Paste CSV (lat,lon,limit,name) or a JSON array of rows.

Point checker

Look up the street limit and the applied (zone-aware) limit at a point.